Build something amazing
Everything you need to launch, grow, and scale your business.
Built honest from day one
Carlitto Socialpay is brand new. We can't show you a decade of reviews yet — so here's exactly what we commit to instead.
Insured & regulated
Your balance is held with FDIC-insured banking partners — never gambled with.
No selling your data
We make money from clear fees, not from auctioning off your activity.
No surprise fees
Friend-to-friend payments are free, forever. Every fee is shown before you pay.
Where your feed and your money finally live together
Post, follow and chat like a social app — then pay, split and get paid like a bank, all without ever leaving the conversation.
Pay anyone, right inside the post
See a creator you love or owe a friend for lunch? Tap the pay button on their profile or message and send money instantly — no account numbers, no leaving the app.
<3s
to send
$0
to friends
24/7
transfers
A real spending account
Direct deposit, a virtual card, and balances that earn — your everyday banking, baked in.
Social feed & creators
Follow people, share moments, and let supporters tip you with a single tap.
Split bills the moment they happen
Tag friends in a group chat, split the tab, and watch the requests settle automatically as everyone pays.
Plans that grow with you
Start free. Upgrade when you're ready to move faster or get paid for your content.
Social
For everyday paying and posting
$0/month
- Free friend-to-friend payments
- Social feed & messaging
- Insured spending account
- Virtual debit card
Plus
For people who move money daily
$7/month
- Everything in Social
- Instant transfers, no wait
- Early direct deposit
- Balance that earns interest
- Priority in-app support
Creator
For monetizing your audience
$19/month
- Everything in Plus
- Accept tips & paid posts
- Lowest payout fees
- Audience & earnings analytics
- Verified creator badge
- Dedicated support line
Questions, answered
The honest details about how Carlitto Socialpay works.
Your feed and your wallet, in one tap
Join Carlitto Socialpay today — post, pay, and get paid without ever switching apps.